College loans and Bankruptcy?

I'm not sure about your bankruptcy question but as for your second question you will have to apply for a federal subsidized stafford loan. This loan is based on your parents credit. uming that your parents credit is not in a well state at the moment, most likely your parents will be denied of the loan. You should receive rejection letters in the mail stating your denial. HOWEVER, once your university is informed that your have been denied that loan then you will be applicable for a federal unsubsidized stafford loan, this is a loan for students whose parents were not applicable for the federal subsidized stafford loan. the difference between the two loans 'i believe' is interest.